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If you are seeking moderate growth and moderate current return,you should select
Cafeteria Plan
A type of employee benefit plan that allows workers to choose from a variety of pre-tax benefit options to suit their personal needs.
Fringe Benefit
Additional compensation provided to employees beyond their normal salaries or wages, such as health insurance, pensions, or paid vacations.
Moral Hazard
The situation where one party to an agreement can take risks because the negative consequences of the risk will be borne by another party.
Insurance
A financial product that provides protection against potential loss, transferring risk from an individual or entity to an insurer.
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