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Neutral Mutations Tend to Accumulate in DNA at a Predictable

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Neutral mutations tend to accumulate in DNA at a predictable rate; like the ticks of a(n)__________,they can help researchers estimate how long ago two lineages diverged.


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The part of a loan that incurs interest for the borrower, generally expressed as an annual percentage of the outstanding loan.

Net Saver

An individual or institution that saves more resources or funds than they spend or consume.

Present Value

The current worth of a future sum of money or stream of cash flows, given a specified rate of return.

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