Under the Add-On Method for Determining Payments on a Consumer

question 130

Multiple Choice

Under the add-on method for determining payments on a consumer loan,

• A)service charges are added to the each monthly payment.
• B)a service charge for loan handling is added to the amount borrowed.
• C)interest is only added to the final monthly payment on the loan.
• D)interest is added to the amount financed in order to determine the total monthly payments.

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Definitions:

Pathogens

Microorganisms or agents that cause disease when they infect a host organism.

Autoclave

A device used to sterilize equipment and supplies by subjecting them to high-pressure saturated steam at 121 °C for around 15 to 20 minutes.

Sterile Areas

Specific zones within healthcare facilities maintained free from all forms of living microorganisms to prevent infections during medical procedures.

Bacterial Spore

A primitive, thick-walled reproductive body capable of developing into a new individual; resistant to killing through disinfection.