Under the Fair Debt Collection Practices Act (FDCPA),a Debt Collector

question 11

Multiple Choice

Under the Fair Debt Collection Practices Act (FDCPA) ,a debt collector

• A)can continue collection efforts until you pay off your debts in total.
• B)must give you a written notice describing your debt in detail and what to do if you feel you do not owe the debt.
• C)cannot use abusive tactics to force you to pay a debt,but can contact your employer and seek his/her help.
• D)is permitted all forms of communication with you until the debt is resolved.

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Definitions:

Directive

Instruction or an order given with authority, often requiring action or guiding decisions.

Delegate

To entrust a task or responsibility to another person while maintaining overall accountability.

Technical Expertise

Refers to the specific knowledge and skills required to excel in a particular field or job.

Persistent

Showing continued and determined effort to achieve something despite difficulties, failure, or opposition.