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A "special endorsement" transfers payment on an existing check to someone else.
Culture
The collective social behavior, norms, knowledge, beliefs, arts, laws, customs, capabilities, and habits of the people in these societies.
Expectations
The beliefs or forecasts people have about the future or about the outcomes of specific actions.
Observable Culture
The components of culture that can be seen in an organization.
Personal Appearances
The way an individual presents themselves physically in various contexts, which can influence perceptions and interactions.
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Q148: Adjustable rate loans<br>A)have less variability than flexible