Which of the Following Statements Is True

question 87

Multiple Choice

Which of the following statements is true?

• A) U.S. Treasury securities with relevant maturities are used as the basic cost of money and lenders add premiums for risk and other factors.
• B) Some lenders determine a prospective borrower's risk class and determine the rates charged on loans with similar maturities by firms in the same risk class.
• C) All borrowers are charge the same rate regardless of their risk class.
• D) Both (a) and (b) are true
• E) None of the above statements are true.

---

Definitions:

Right

A directional term indicating a position on the opposite side of left, or a principle aligning with justice, law, or morality.

Code of Ethics

A set of guiding principles designed to help professionals conduct their business honestly and with integrity.

Therapists

Professionals skilled in treating mental or psychological disorders through various methods, including counseling and psychotherapy.

Confidentiality

The ethical principle or legal right that a professional will keep certain information shared by clients or patients strictly private.