Which of the Following Actions Are Specifically Prohibited by the Fair

question 10

Multiple Choice

Which of the following actions are specifically prohibited by the Fair Credit Reporting Act?

• A) using credit information obtained from a customer as evidence during a trial without obtaining his prior consent
• B) asking someone to get another person's customer information using false, fictitious, or fraudulent statements or using forged, counterfeit, lost, or stolen documents
• C) using a court subpoena to forcibly obtain customer information from a financial institution or directly from a customer of a financial institution
• D) asking someone personally known to a customer to convince the customer to provide his or her credit information

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Definitions:

Federalism

A system of government in which power is divided between a central government and smaller political units, such as states.

Articles of Confederation

The original constitution of the United States, ratified in 1781, which was replaced by the U.S. Constitution in 1789 due to its inability to provide a strong central government.

Centralization

Centralization refers to the process of consolidating control and decision-making authority at the top levels of an organization or government.

Amended

Modified for the better; refers to changes or corrections made to documents, laws, or statutes to include new information, address issues, or refine language.