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Insurance for large risks that cannot be well diversified has a(n) ________, which increases its cost.
LGBT Teens
Lesbian, Gay, Bisexual, and Transgender adolescents who are in the process of understanding, accepting, and expressing their sexual orientation and gender identity.
Depression
A common and serious medical illness that negatively affects how one feels, the way one thinks, and how one acts, leading to feelings of sadness and a loss of interest in activities.
Anxiety
A mental health disorder characterized by feelings of worry, anxiety, or fear that are strong enough to interfere with one's daily activities.
Familism
A cultural value that emphasizes the importance of family relationships, loyalty, and solidarity among family members over individual needs.
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