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The authors identify two tiers of foreign exchange markets:
Nonsmokers
Individuals who do not engage in the activity of smoking tobacco products.
Noncommunicable Diseases
Chronic diseases not passed from person to person, such as heart disease, diabetes, and cancer.
Pathogens
Microorganisms, such as bacteria, viruses, and fungi, that can cause disease in humans and other organisms.
Being Active
Engaging in regular physical activities or exercises to improve one's health and physical fitness.
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