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________ Is a Procedure Resulting in a Number Reflecting an Applicant's

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________ is a procedure resulting in a number reflecting an applicant's credit strength, derived as a weighted average of the scores obtained on a variety of key financial and credit characteristics.


Definitions:

Emotional Abuse

is a form of abuse characterized by a person subjecting or exposing another to behavior that may result in psychological trauma, including anxiety, chronic depression, or post-traumatic stress disorder.

Psychological Trauma

Emotional responses to distressing events that are overwhelming and may result in long-term challenges in functioning and coping.

Visible Scars

Physical marks on the body that are easily seen and often result from injuries or surgeries.

Physical Injuries

Harm or damage to the body caused by accidents, violence, or any external force, often requiring medical intervention.

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