________ Is a Procedure Resulting in a Number Reflecting an Applicant's

question 322

Multiple Choice

________ is a procedure resulting in a number reflecting an applicant's credit strength, derived as a weighted average of the scores obtained on a variety of key financial and credit characteristics.

• A) Credit scoring
• B) Aging of receivables
• C) CAPM
• D) The economic order quantity model

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Definitions:

Cloud Computing

The delivery of computing services over the Internet, including storage, servers, databases, networking, software, analytics, and intelligence.

Remote Server

A server located and operated from a distant location, accessible over a network, typically the internet, for various services like web hosting, data storage, or application running.

Competition

The rivalry between companies selling similar products and services with the goal of achieving revenue, profit, and market share growth.

Discretionary Income

The amount of an individual's income that is left for spending, investing, or saving after taxes and personal necessities are accounted for.