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Which of the following is a major external source of credit information?
Culture
The shared values, beliefs, norms, and practices of a particular group of people, which influence their behavior and perceptions.
Employee Relations
The efforts and strategies employed by an organization to manage the relationship between the employer and employees.
Economic Recession
A significant decline in economic activity spread across the economy, lasting more than a few months.
Social Responsibility
The obligation of individuals, organizations, and businesses to act for the benefit of society at large, often beyond legal or economic requirements.
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