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Unexpectedly low inflation ________ borrowers and ________ lenders.
Intelligence
A complex trait involving cognitive processes, knowledge, problem-solving abilities, learning capacity, and other intellectual capabilities.
Behavioral Genetics
The field of study that examines the role of genetic and environmental influences on behaviors.
Heredity
The genetic transfer of characteristics, both mental and physical, across generations.
Environment
The aggregate of surrounding things, conditions, or influences impacting the growth, development, and survival of organisms or systems.
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