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Private saving is done by
Problematic Emotions
Feelings or emotional states that cause distress or difficulty in functioning.
Socio-political Factors
Aspects that involve both social and political elements, influencing and shaping the behavior of individuals and societies.
Culturally Sensitive
An approach that is aware of and respects the differences between cultures, ensuring relevance and effectiveness.
Didactic Approach
An instructional method that focuses on teaching by lecture or direct instruction, often in a moralistic or instructive manner.
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