Examlex
The annual percentage yield (APY) is the effective rate of interest that must be disclosed to customers by banks on their savings products as a result of "truth in savings laws."
Infections
The invasion and multiplication of microorganisms such as bacteria, viruses, and fungi that are not normally present within the body, often causing disease or illness.
Incidence
The frequency or rate at which a particular event or condition occurs within a defined population.
HIV Infection
A virus that attacks the immune system, the body's natural defense against illness, leading to AIDS if not treated.
Injection Drug Use
The administration of drugs into the body with a needle and syringe, often associated with a higher risk of infectious diseases.
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