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In analyzing an applicant's creditworthiness, a credit manager typically gives primary attention to two of the five C's of credit-collateral and condition-since they represent the most basic requirements for extending credit to an applicant.
Tensile Strength
The maximum stress that a material can withstand while being stretched or pulled before failing or breaking.
Gas Exchange
The biological process through which organisms exchange oxygen and carbon dioxide with their environment, critical for respiration.
Simple Squamous Epithelium
A single layer of flat, scale-like cells that line surfaces involved in passive diffusion, such as the linings of blood vessels and air sacs of the lungs.
Respiratory Surfaces
Areas of the body specifically adapted for gas exchange with the environment.
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