Why Is It So Important That You Make All of Your

question 79

Multiple Choice

Why is it so important that you make all of your credit and loan payments on time?

• A) Late payment history lasts 7 years on your credit file.
• B) The lender will be annoyed and not extend additional credit to you.
• C) Late payment history lasts 10 years on your credit file.
• D) Paying your credit cards and loans late can lead to bankruptcy.

Describe the characteristics of a person with intrapersonal intelligence.

Evaluate how self-management skills influence performance in a work environment.

Explain the concept of assertiveness and its importance in personal and professional life.

Understand the characteristics and purposes of formal and informal groups in organizations.

---

Definitions:

Executive Function

Higher-order, complex cognitive processes, including thinking, planning, and problem solving.

Subconscious Awareness

Mental processes carrying out below the level of conscious thought, influencing feelings, actions, and thoughts unknowingly.

Controlled Processes

Mental activities requiring focused attention that generally interfere with the ability to conduct other processes simultaneously.

Automatic Processes

Mental activities that require minimal conscious thought and attention, such as walking or breathing, typically developed through repeated practice or activity.