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Using More Credit Than Can Be Repaid Is a Primary

question 96

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Using more credit than can be repaid is a primary cause of individual bankruptcies.


Definitions:

Foreseeability Test

A legal principle used to determine if the harm caused was reasonably predictable as a consequence of an action or omission, impacting liability.

Contributory Negligence

Contributory negligence is a legal concept that can reduce or eliminate the plaintiff's right to recover damages if it is found that the plaintiff's own negligence contributed to the harm suffered.

Actual Damages

A sum of money equal to the real financial loss suffered by an injured party. Also called compensatory damages.

Damages

A monetary compensation awarded by a court to a person who has suffered loss or harm due to the unlawful act or negligence of another.

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