Which of the Following Is Not a Key Budgeting Influence

question 76

Multiple Choice

Which of the following is not a key budgeting influence for a personal financial plan?

• A) Change investments from risky stocks to more conservative stocks
• B) Improve near term net cash flow
• C) Reduce debt payments by 50%
• D) Improve long-term net cash flow

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Definitions:

Variable Costs

Expenses that change in proportion to the activity or volume of production in a business, such as materials and labor.

Breakeven Analysis

Breakeven Analysis is a financial calculation to determine the point at which revenues equal costs, indicating no profit or loss.

Labor

Includes anyone who works, including both the physical labor and the intellectual inputs contributed by workers.

Discount Pricing

A pricing strategy where products or services are offered at a reduced price to stimulate demand or reward customers.