If You Buy a Term Insurance Policy with a Conversion

question 16

Multiple Choice

If you buy a term insurance policy with a conversion option, this means that you

• A) will get most of your premiums back if you terminate the policy before its expiration.
• B) can convert the policy to a larger term policy after one year.
• C) can convert your term policy to a whole life policy during the conversion period.
• D) will be able to change the term of your policy and automatically extend it.

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Definitions:

Motility

The ability of an organism or cell to move by itself, utilizing various mechanisms like flagella or muscular contractions.

Chromosomes

Filamentous entities found within the nucleus of both animal and plant cells, composed of protein and a singular molecule of DNA (deoxyribonucleic acid).

Plasma Membrane

A selectively permeable lipid bilayer forming the boundary of the cells, responsible for controlling the passage of substances in and out of the cell.

Ribosomes

Cellular structures made of RNA and proteins that function as the site of protein synthesis in the cytoplasm by translating mRNA into polypeptides.