Which of the Following Is Not a Disadvantage of an HMO

question 24

Multiple Choice

Which of the following is not a disadvantage of an HMO plan versus a PPO plan?

• A) The HMO plan may be less expensive.
• B) The HMO plan is more restrictive on which doctors the patient is able to use.
• C) The HMO plan often requires a referral in order to see a specialist.
• D) The HMO plan is generally more expensive for the same level of coverage.

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Definitions:

Suicide Plan

A plan or intention to cause one's own death, often a critical indicator of severe mental health distress that requires urgent intervention.

Community Health Clinic

A local healthcare facility that provides primary medical care and preventive services to people in a community, often regardless of ability to pay.

Selective Serotonin Reuptake Inhibitor (SSRI)

A class of drugs used primarily to treat depression by increasing the amount of serotonin in the brain, thereby improving mood.

Antidepressant Medication

A class of drugs used primarily to treat depression, but also used for anxiety, pain, and certain other mental health conditions, by altering the balance of neurotransmitters in the brain.