Independent Insurance Agents Work for One Particular Company

question 66

True/False

Independent insurance agents work for one particular company.

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Definitions:

Malicious Prosecution

A tort action based on criminal or quasi-criminal prosecution motivated by ill will toward the accused and lacking reasonable evidential grounds for proceeding.

Qualified Privilege

Exemption from liability for defamatory statements made pursuant to a duty or special interest, so long as the statement was made honestly and without malice and was circulated only to those having a right to know.

Negligence

A failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances, leading to unintended harm.

Actionable Per Se

This term refers to certain acts or statements that are considered inherently harmful and can lead to a lawsuit without the need to prove actual damage or injury.