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Collision and comprehensive coverage is optional in most states unless you are financing your car in which case you must have this coverage to protect the lender.
Critical Period
A specific time in an organism's development during which the presence or absence of certain experiences can have long-lasting effects on future development.
Sensitive Period
A time when a particular developmental growth is most likely to occur, although it may still happen later.
Developmental Task
A skill or goal that is expected to be achieved at a certain stage in a person's development, contributing to their overall growth and competence.
Dynamic System
A system characterized by constant change, activity, or progress, often used to describe natural or social systems that evolve over time.
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