Examlex
Which of the following serve as intermediaries channeling the savings of individuals, businesses and governments into loans and investments?
Lycopodiophyta
A division of vascular plants, also known as clubmosses, that are characterized by their leafy stems and cone-like structures.
Pteridophyta
Pteridophyta refers to a group of vascular plants that reproduce via spores and do not produce flowers or seeds, commonly known as ferns.
Anthocerophyta
A phylum of plants known as hornworts, characterized by a flat thallus and a sporophyte that resembles a long horn.
Bryophyta
A group of non-vascular plants comprised of mosses, liverworts, and hornworts, noted for their prevalent gametophyte stage.
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