An Applicant's Capacity to Repay Its Requested Credit Can Be

question 293

Multiple Choice

An applicant's capacity to repay its requested credit can be found through

• A) financial statement analysis.
• B) bank account balances.
• C) the applicant's payment history.
• D) the level of assets the applicant can pledge toward the loan.

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Definitions:

Mental Disorder

A broad term for conditions that affect mood, thinking, and behavior, impacting daily functioning and well-being.

Legal Definition

A formal and authoritative description or interpretation of a legal term or concept as established by laws or court decisions.

Competent

Having the necessary ability, knowledge, or skill to do something successfully.

Unfit To Stand Trial

A legal determination that a person is not able to participate in their defense due to a mental disorder or incapacity.