One of the Key Inputs to the Final Credit Decision

question 125

True/False

One of the key inputs to the final credit decision is the credit analyst's subjective judgment of a firm's creditworthiness since it can provide a better feel of a firm's operation than any quantitative figures.

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Definitions:

Prognosis

A prediction of the likely course of a psychological (or physical) disorder.

Mental Disorder

A broad category of conditions affecting mood, thinking, and behavior that impair an individual's ability to function in daily life.

Diagnosed

The process of identifying a disease or condition from its symptoms and diagnostic tests.

Cultural Background

The environment, traditions, values, and beliefs that influence an individual's identity and behaviors, shaped by the culture they grow up in or are a part of.