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The real interest rate is
Martin Luther King
An American civil rights leader who played a pivotal role in advancing civil rights in the United States through nonviolent protest, notably the "I Have a Dream" speech.
Gandhi
Mohandas Karamchand Gandhi, an Indian lawyer, anti-colonial nationalist, and political ethicist, who employed nonviolent resistance to lead the successful campaign for India's independence from British rule.
Retributive Justice
A system of criminal justice based on the punishment of offenders rather than rehabilitation, premised on the belief that punishment is a morally justified response to wrongdoing.
Coercive Powers
The ability or authority to force someone to do something or to restrain their actions by using threats or violence.
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