You Are Considering Investing in a No Load Mutual Fund

question 35

Multiple Choice

You are considering investing in a no load mutual fund with an annual expense ratio of 0.6% and an annual 12b-1 fee of 0.75%.You could also invest in a bank CD paying 6.5% per year.What minimum annual rate of return must the fund earn to make you better off in the fund than in the CD?

• A) 7.10%
• B) 7.45%
• C) 7.25%
• D) 7.85%

Examine the evolution of labor-management relations from the late 1900s to the 21st century, including the impacts of concession bargaining and the decline of manufacturing.

Distinguish between different models of unionism (craft, industrial, general) and their transitions over time.

Appreciate the role of unions in combating racism and discrimination and promoting inclusivity within its ranks.

Understand the historical development and distinct characteristics of different labor unions.

---

Definitions:

Mania

A mental state characterized by excessive excitement, energy, and euphoria, often found in bipolar disorder during the manic phase.

Depression

Depression is a mental health disorder characterized by persistently low mood, feelings of sadness, and a lack of interest in activities.

Dialectical Behavior Therapy

A type of cognitive-behavioral therapy that emphasizes the psychosocial aspects of treatment, aiming to help people increase their emotional and cognitive regulation.

Childhood Abuse

Refers to any form of maltreatment by an adult, which is violent or threatening for the child, potentially causing physical or psychological harm.