A Person in Excellent Health with a Long Life Expectancy

question 13

Multiple Choice

A person in excellent health with a long life expectancy chooses a lifetime annuity. This is an example of ________.

• A) moral hazard
• B) adverse selection
• C) a Texas hedge
• D) actuarial error

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Definitions:

Information Resource

Data, information, or knowledge assets that can be utilized to make decisions, support processes, or create value in various forms.

Threat

Any danger to which an information resource may be exposed.

Cybercrime

Criminal activities that are carried out using computers or the internet, including hacking, identity theft, and spreading viruses.

Interconnected

refers to the state of being connected with each other, especially in terms of systems, devices, or networks allowing for communication or interaction.