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Balloon payment mortgages generally must be refinanced.
IQ Score
A measure of a person's intellectual abilities in relation to their age group, often derived from standardized tests.
Marital Status
A person's legal partnership status, such as single, married, divorced, or widowed.
Active Processing
Active processing describes the cognitive engagement in which individuals actively interpret, integrate, and synthesize information to retain or understand it better.
Reading
The complex cognitive process of decoding symbols to derive meaning, often associated with the comprehension of written or printed text.
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