The Following Information Provides Insight to a Lender About the Applicant's

question 29

Multiple Choice

The following information provides insight to a lender about the applicant's creditworthiness except

• A)personal/family matters
• B)housing
• C)employment
• D)income
• E)all of the above provide insight

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Definitions:

Cognitive-Behavioral

Relating to a type of psychotherapy that combines cognitive therapy techniques with behavioral therapy techniques to modify dysfunctional emotions, behaviors, and thoughts.

Maladaptive Assumptions

Irrational or unhelpful beliefs that are often the basis of dysfunctional thought processes and behaviors.

Antisocial Personality Disorder

A disorder where an individual exhibits a long-term pattern of manipulating, exploiting, or violating the rights of others, often criminal in nature.

Paranoid Personality Disorder

A type of mental disorder characterized by pervasive distrust and suspicion of others' motives, leading to significant social and interpersonal problems.