Examlex
Advantages of balance transfers can include lower interest rates and the convenience of consolidation.
Littoral Zone
The part of a sea, lake, or river that is close to the shore, where sunlight penetrates all the way to the sediment allowing aquatic plants to grow.
Limnetic Zone
The open and well-lit area of a freestanding body of freshwater, such as a lake or pond, away from the shore.
Benthic Zone
The environmental zone found at the bottom of water bodies like oceans or lakes, encompassing the surface of the sediment and several layers beneath it.
Organic Matter
Material derived from living organisms, including plants, animals, and their by-products, essential for soil fertility and ecosystem function.
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