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All of the following are key items lenders look at in granting credit except
Refrigerators
Appliances used for keeping food and drinks cold, utilizing a thermally insulated compartment and a heat pump.
Thermostats
Devices that automatically regulate temperature by controlling the operation of heating or cooling systems.
NOOK
An e-book reader and tablet designed by Barnes & Noble, providing users access to a vast library of digital books, newspapers, and magazines.
Kindle
A brand of e-reader devices developed by Amazon, allowing users to buy, download, and read digital books.
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