The Year After the Credit Card Act of 2009 Went

question 37

Multiple Choice

The year after the Credit Card Act of 2009 went into effect

• A)credit card balances rose.
• B)late payments increased.
• C)payment defaults declined.
• D)there was a drop in the use of debit cards relative to credit cards.
• E)a, b, and c are correct.

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Definitions:

Organization

An arranged group of people with a particular purpose, such as a business, government department, charity, or club.

Information Security

Protecting an organization’s information and information systems from unauthorized access, use, disclosure, disruption, modification, or destruction.

Passwords

Secret codes or phrases used to authenticate or grant access to a user into a secure system or area.

Cambridge Analytica

A now-defunct political consulting firm known for its role in the collection of personal data of millions of Facebook users without their consent, used for political advertising purposes.