Which of the Following Is Not Characteristic of Universal Life

question 37

Multiple Choice

Which of the following is not characteristic of universal life insurance?

• A)flexible premiums
• B)choice of how the accumulation account is invested
• C)Option A level death benefit
• D)Option B stated coverage plus accumulated cash value
• E)separate identification of death protection and savings portions

---

Definitions:

Relaxation Training

A therapeutic practice that involves teaching individuals techniques to reduce stress and anxiety, often through controlled breathing and muscle relaxation.

Cognitive Therapy

A form of psychotherapy that focuses on changing negative patterns of thought in order to alter problematic emotions and behaviors.

Generalized Anxiety Disorder

A mental health disorder characterized by persistent and excessive worry about various aspects of life, not tied to any specific object or situation.

Meta-analytic Research

A statistical technique that combines the results of multiple scientific studies to clarify findings and derive conclusions that can be generalized across research.