When a Primary Beneficiary Dies Before the Insured,proceeds Are Payable

question 62

Multiple Choice

When a primary beneficiary dies before the insured,proceeds are payable to

• A)the state
• B)the probate court
• C)the insured's estate
• D)the contingent beneficiary or beneficiaries
• E)the insurance company keeps the proceeds

Know the requirements for online advertisements and disclosures.

Understand the application of federal and state consumer protection laws.

Identify the legal requirements for food and product safety standards.

Grasp the significance of substantiating advertising claims to avoid liability.

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Definitions:

Organizational Culture

A pattern of shared norms, rules, values, and beliefs that guide the attitudes and behaviors of its employees.

Norms

The informal rules of a team’s behavior that govern the team.

Values

Core principles or standards of behavior that are considered important by an individual or group in terms of guiding their actions and judgments.

Artifacts

Tangible or visible elements in an organization's culture, such as its language, symbols, stories, rituals, and physical setup, which serve as expressions of its values and norms.