Ben's Health Coverage Charges a Low ($15)deductible Each Time He

question 4

Multiple Choice

Ben's health coverage charges a low ($15) deductible each time he visits the doctor or hospital.Other than the low per-service deductible,there is very little cost sharing.However,Ben must go to the health care providers listed by the provider of the health coverage.If he goes to a provider that is not on the list,there is very little coverage.Which of the following types of entity most likely provides Ben's health coverage?

• A)HMO
• B)Blue Cross/Blue Shield association
• C)Commercial insurer (major medical)
• D)PPO
• E)Fee-for-service indemnity plan

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Definitions:

Aerobic Activity

Physical exercise that improves the efficiency of the body's cardiovascular system in absorbing and transporting oxygen.

Relaxation Response

A physiological state of deep rest that can be elicited through various practices such as meditation or deep breathing, counteracting stress effects.

Religion-based Techniques

Strategies or practices grounded in religious beliefs used to solve problems, improve well-being, or achieve spiritual goals.

Active Attitude

A proactive and engaged approach to situations, characterized by taking initiative and directly influencing outcomes.