Suppose Janet,a Skilled Neurosurgeon,became Unable to Perform Surgery Because of Severe

question 94

Multiple Choice

Suppose Janet,a skilled neurosurgeon,became unable to perform surgery because of severe arthritis.Which of the following is true?

• A)If Janet has a disability policy with an "own occupation" definition of disability, she will probably collect some benefits.
• B)If Janet has a disability policy with an "own occupation" definition of disability, the insurer will provide coverage only if Janet would not be able to perform another type of job such as teaching or consulting.
• C)If Janet has a disability policy with an "any occupation for which reasonably suited" definition of disability, the insurer will attempt to determine if there is another job for which Janet is suited and is still able to perform.
• D)If Janet has a disability policy with a presumptive disability clause for loss of hands, she will probably collect some benefits.
• E)​Both a and c are true.

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Definitions:

Credit Card Terminal

An electronic device used by merchants to process payments from credit and debit cards.

Security Features

Measures or mechanisms implemented to protect against unauthorized access, damage, or theft.

Prismatic Multicolored Background

A background featuring a spectrum of colors arranged or divided in a manner resembling a prism, typically used in designs to create a vibrant and dynamic appearance.

Thermochromic Heat-Sensitive Icon

A graphical symbol that changes color in response to changes in temperature, often used to indicate temperature fluctuations visually.