Why Is Computer Fraud Often Much More Difficult to Detect

question 5

Multiple Choice

Why is computer fraud often much more difficult to detect than other types of fraud?

• A) because massive fraud can be committed in only seconds, leaving little-to-no evidence
• B) because most perpetrators invest their illegal income rather than spend it, concealing key evidence
• C) because most computer criminals are older and more cunning than perpetrators of other types of fraud
• D) because perpetrators usually only steal very small amounts of money at a time, requiring a long period of time to pass before discovery

Recognize the circumstances under which warranty liability arises in the transfer of a negotiable instrument.

Acknowledge the effects of unauthorized indorsement and the allocation of loss.

Understand the rights and defenses available against claims on negotiable instruments.

Comprehend the impact of the FTC Rule 433 on consumer transactions involving negotiable instruments.

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Definitions:

Exploration

The act of traveling in unknown regions to discover new knowledge, resources, or geographical routes.

Responsibility

Having the duty to deal with something or having control over someone, often tied to ethical or moral obligations.

Hardy Personality

Having the characteristics of a stress-resistant person–personal commitment, sense of control, positive attitude, balanced perspective, and caring relationships; having the adaptive capacity to deal effectively with stress and change.

Personal Commitment

An individual's dedication or pledge to fulfill an obligation, pursue a goal, or uphold a value.