25-85 Which of the Following Is a Reason for an FI

question 66

Multiple Choice

25-85 Which of the following is a reason for an FI to sell a residential real estate loan rather than securitize it through GNMA?

• A)The loan is too large to meet securitization standards.
• B)The loan is not insured by FHA or guaranteed by the VA.
• C)The loan recipient's income cannot be verified.
• D)The loan carries a non-standard adjustable interest rate.
• E)All of the above.

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Definitions:

Dominant Culture

The culture of the most powerful group in society, which often sets the norms and standards that others are expected to follow.

Cultural Diffusion

The distribution of social customs and cultural ideologies across various groups.

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