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21-63 Which of the following has proven to be strong competition for bank deposit and transaction account products?
Discount Rate
The interest rate used to discount future cash flows to their present value, reflecting the time value of money and risk.
Initial Investment
The initial outlay of money required to start a project, purchase an asset, or invest in a business venture.
Useful Life
The estimated period over which an asset is expected to be usable for the purpose it was acquired.
Salvage Value
The anticipated remaining value of an asset at the conclusion of its operational life.
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