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21-18 The safety and soundness of a holding company that has both a bank subsidiary and a securities affiliate can be enhanced over time by the product diversification benefits of a more stable earnings stream caused by having well-diversified financial services.
Spermatogenesis
The biological process of sperm production, occurring in the testes of males.
Electronic Device Use
The operation or utilization of devices that require electrical energy to function, such as computers, smartphones, and tablets.
Sleep
A natural, reversible state of reduced responsiveness to external stimuli and relative inactivity, serving critical functions in health and well-being.
Menarche
The event of the first menstrual cycle or period in a female, marking the onset of reproductive capability.
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