21-129 Which of the Following Has NOT Been a Factor

question 149

Multiple Choice

21-129 Which of the following has NOT been a factor deterring U.S.bank expansion abroad?

• A)The implementation of risk-based capital requirements effective in 1993.
• B)The increased competition from the large Japanese banks through the mid-1990s.
• C)The effects of the collapse of the financial markets in several emerging markets.
• D)The ability of the U.S.banks to achieve large excess capital positions in the second half of the 1990s.
• E)The passage of the European Community Second Banking Derivative.

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Definitions:

Traditional Sense

Pertaining to customs, practices, or ideas that have been inherited from ancestors or established in the past.

Mestizo

A person of mixed European and Indigenous American descent, commonly used in Latin America.

Mexican Americans

A demographic group in the United States with ancestral ties to Mexico, representing a diverse range of cultural, socioeconomic, and personal identities.

Chicano/a

A term used to describe Americans of Mexican descent, typically associated with a sense of cultural pride and resistance against oppression.