20-148 Using the Model Recommended by the National Association of Insurance

question 139

Multiple Choice

20-148 Using the model recommended by the National Association of Insurance Commissioners (NAIC) ,what is the total risk-based capital charge for the P-C firm?

• A)$4.36 million.
• B)$10.00 million.
• C)$10.36 million.
• D)$12.50 million.
• E)$15.00 million.

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Definitions:

Denial of Reality

A psychological defense mechanism in which confrontation with a personal problem or with reality is avoided by denying the existence of the problem or reality.

Self-conscious

Experiencing acute awareness of oneself, particularly in social contexts, that can lead to feelings of awkwardness or anxiety.

Impaired Performance

A reduction in the ability to carry out tasks or activities to the usual standard, often due to external or internal factors.

Overcompensation

A psychological mechanism where individuals attempt to counteract feelings of inferiority or a perceived weakness by emphasizing another trait or engaging in excessive behavior.