19-65 Which of the Following Contributed the Least to the Collapse

question 52

Multiple Choice

19-65 Which of the following contributed the least to the collapse of the FSLIC/FDIC deposit insurance funds?

• A)An increase in interest rate volatility.
• B)Enhanced investment powers granted to thrifts.
• C)Fraudulent behavior induced by the greed of the decade of the 80s.
• D)Fraudulent behavior induced by ineffective regulatory incentives.
• E)The extension of deposit insurance to uninsured depositors.

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Definitions:

Albert Ellis

A psychologist and psychotherapist who founded Rational Emotive Behavior Therapy, a form of cognitive-behavioral therapy.

Therapist

A professional trained in the practice of treating psychological problems and mental health issues through various forms of therapy.

Psychoanalysis

A method of psychology and therapy developed by Sigmund Freud that emphasizes the importance of unconscious processes in understanding human behavior.

Unconscious

A part of the mind that is inaccessible to the conscious mind but affects behavior and emotions, according to psychoanalytic theory.