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18-41 Passbook savings accounts normally receive a lower interest rate than NOW accounts.
Cell Walls
Rigid layers found outside the plasma membrane in plants, fungi, bacteria, and algae cells, providing structure, protection, and support.
Bryophytes
A group of land plants that includes mosses, liverworts, and hornworts, characterized by their life cycle stages and lack of specialized vascular tissues.
Nonvascular Gametophyte
A stage in the life cycle of nonvascular plants, such as mosses, that produces gametes without the need for a circulatory system for water and nutrients.
Dry Conditions
Environmental or atmospheric situations characterized by a lack of moisture or water.
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