13-68 If a Future Credit Crunch Is Possible,a Loan Commitment

question 79

Multiple Choice

13-68 If a future credit crunch is possible,a loan commitment may expose the FI to

• A)credit risk.
• B)interest rate risk.
• C)sovereign country risk.
• D)funding risk.
• E)exchange rate risk.

---

Definitions:

EEOC

Equal Employment Opportunity Commission, a federal agency responsible for enforcing laws against workplace discrimination.

Affirmative Action

is a policy or a set of policies designed to promote the opportunities of defined minority groups within a society to give them equal access to that of the majority.

Workforce Imbalance

A situation where there is a discrepancy in the supply and demand of workers, often referring to skills, gender, or demographic disparities.

Non-minorities

Individuals or groups not belonging to a socially, politically, or economically disadvantaged minority group.