12-44 Under Which Model Does an FI Compare Its Own

question 56

Multiple Choice

12-44 Under which model does an FI compare its own allocation of loans in any specific area with the national allocations across borrowers to measure the extent to which its loan portfolio deviates from the market portfolio benchmark?

• A)CreditMetrics.
• B)Credit Risk +.
• C)Loan loss ratio-based model.
• D)KMV portfolio manager model.
• E)Loan volume-based model.

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Definitions:

Gay-Straight Alliance

A student-led or community-based organization, found in middle schools and high schools as well as colleges, that is intended to provide a safe and supportive environment for lesbian, gay, bisexual, and transgender (LGBT) youth and their straight allies.

LGBT Youths

LGBT youths are young individuals who identify as lesbian, gay, bisexual, transgender, or are exploring their sexual orientation or gender identity, often facing unique challenges in society.

Bullying

Refers to an ongoing interaction in which a child repeatedly attempts to inflict physical, verbal, or social harm on another child; also known as peer victimization.

Suicide

Death caused by self-directed injuries with the intent to die.