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3-36 PC underwriting risk only exists when the premiums generated on a given insurance line are less than the claims (losses)on the line.
Surgical Asepsis
Methods employed to keep an environment free from germs and to avoid infection during surgery.
Antiseptic
Substances used on living tissues and skin to reduce the risk of infection by killing or inhibiting the growth of microorganisms.
Microbial Growth
The increase in number of microorganisms in a population, often observed in a controlled or natural environment.
Surgical Procedure
A medical method involving an incision with instruments, performed to repair damage or remove diseased tissue.
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