1-75 Net Regulatory Burden for FIs Is Higher Because Regulators

question 26

Multiple Choice

1-75 Net regulatory burden for FIs is higher because regulators may require the FI to

• A)to hold more capital than what would be held without regulation.
• B)to produce less information than would be produced without regulation.
• C)to hold more debt than what would be held without regulation.
• D)hold fewer reserves than they would without regulation.
• E)All of the above.

---

Definitions:

Primary User

The primary user is the main individual or group of individuals who are the intended users or beneficiaries of a product or service.

Direct Negative-No Question

A type of question that prompts a negative response and is directly tailored to confirm a particular assumption or piece of information.

Opinion Approach

An approach whereby a salesperson shows that the buyer’s opinion is valued.

SPIN Approach

A sales technique that involves asking Situation, Problem, Implication, and Need-payoff questions to understand a customer's needs and propose solutions.