1-75 Net Regulatory Burden for FIs Is Higher Because Regulators

question 26

Multiple Choice

1-75 Net regulatory burden for FIs is higher because regulators may require the FI to

• A)to hold more capital than what would be held without regulation.
• B)to produce less information than would be produced without regulation.
• C)to hold more debt than what would be held without regulation.
• D)hold fewer reserves than they would without regulation.
• E)All of the above.

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Definitions:

Prima Facie Unconscionable

A situation that appears unjust or extremely one-sided in favor of one party over another at first glance.

Remedies

Judicial methods used to uphold a right or address, remedy, or compensate for its infringement.

Commercial Sales Agreement

A contract between two parties in which goods are sold from the seller to the buyer under agreed terms.

UCC

The Uniform Commercial Code, a comprehensive set of laws that regulate sales and commercial transactions across the United States.